Call reports 2020
FIRST NATIONAL BANK — 2020
What FIRST NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,102,777,000 | 2,232,682,000 | 2,261,959,000 | 2,326,590,000 |
| Total loans | 1,344,769,000 | 1,456,573,000 | 1,443,033,000 | 1,482,616,000 |
| Allowance for loan losses | 11,858,000 | 14,110,000 | 15,371,000 | 16,253,000 |
| Securities available for sale | 312,927,000 | 311,500,000 | 340,140,000 | 313,376,000 |
| Securities held to maturity | 341,592,000 | 341,963,000 | 331,962,000 | 365,613,000 |
| Trading assets | 3,280,000 | 3,613,000 | 3,311,000 | 2,640,000 |
| Total deposits | 1,645,550,000 | 1,741,124,000 | 1,764,235,000 | 1,845,899,000 |
| Interest-bearing deposits | 1,491,660,000 | 1,523,298,000 | 1,514,643,000 | 1,594,770,000 |
| Noninterest-bearing deposits | 153,890,000 | 217,826,000 | 249,592,000 | 251,129,000 |
| Equity capital | 186,431,000 | 187,678,000 | 190,407,000 | 194,515,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 20,919,000 | 40,028,000 | 58,880,000 | 78,329,000 |
| Interest expense | 5,775,000 | 10,071,000 | 13,832,000 | 17,286,000 |
| Net interest income | 15,144,000 | 29,957,000 | 45,048,000 | 61,043,000 |
| Noninterest income | 3,243,000 | 7,062,000 | 11,545,000 | 15,918,000 |
| Noninterest expense | 10,829,000 | 19,457,000 | 28,540,000 | 38,913,000 |
| Provision for loan losses | 400,000 | 2,750,000 | 4,550,000 | 6,050,000 |
| Pretax income | 7,909,000 | 15,991,000 | 24,681,000 | 33,153,000 |
| Income tax | 1,302,000 | 2,612,000 | 4,036,000 | 5,367,000 |
| Net income | 6,607,000 | 13,379,000 | 20,645,000 | 27,786,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 181,099,000 | 184,532,000 | 188,459,000 | 191,108,000 |
| Total capital | 193,057,000 | 198,742,000 | 203,930,000 | 207,461,000 |
| Risk-weighted assets | 1,288,253,000 | 1,331,550,000 | 1,330,140,000 | 1,411,242,000 |