Call reports 2019
FIRST NATIONAL BANK — 2019
What FIRST NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,959,511,000 | 1,967,023,000 | 2,001,135,000 | 2,036,932,000 |
| Total loans | 1,265,074,000 | 1,249,132,000 | 1,264,311,000 | 1,297,229,000 |
| Allowance for loan losses | 11,490,000 | 11,471,000 | 11,765,000 | 11,639,000 |
| Securities available for sale | 325,276,000 | 322,569,000 | 326,799,000 | 360,520,000 |
| Securities held to maturity | 281,220,000 | 302,527,000 | 298,786,000 | 281,606,000 |
| Trading assets | 0 | 0 | 1,643,000 | 1,205,000 |
| Total deposits | 1,607,838,000 | 1,593,930,000 | 1,624,318,000 | 1,651,494,000 |
| Interest-bearing deposits | 1,458,642,000 | 1,445,208,000 | 1,451,228,000 | 1,481,204,000 |
| Noninterest-bearing deposits | 149,196,000 | 148,722,000 | 173,090,000 | 170,290,000 |
| Equity capital | 169,081,000 | 175,835,000 | 179,659,000 | 183,654,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 19,434,000 | 39,467,000 | 59,571,000 | 79,470,000 |
| Interest expense | 6,368,000 | 13,241,000 | 19,919,000 | 26,158,000 |
| Net interest income | 13,066,000 | 26,226,000 | 39,652,000 | 53,312,000 |
| Noninterest income | 2,977,000 | 6,479,000 | 9,802,000 | 13,254,000 |
| Noninterest expense | 8,221,000 | 16,845,000 | 25,711,000 | 34,459,000 |
| Provision for loan losses | 375,000 | 625,000 | 875,000 | 1,250,000 |
| Pretax income | 7,447,000 | 15,235,000 | 22,883,000 | 31,087,000 |
| Income tax | 1,178,000 | 2,407,000 | 3,628,000 | 4,965,000 |
| Net income | 6,269,000 | 12,828,000 | 19,255,000 | 26,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 167,396,000 | 170,766,000 | 174,004,000 | 177,682,000 |
| Total capital | 178,986,000 | 182,337,000 | 185,869,000 | 189,421,000 |
| Risk-weighted assets | 1,201,498,000 | 1,188,626,000 | 1,209,751,000 | 1,246,952,000 |