Call reports 2016
FIRST NATIONAL BANK — 2016
What FIRST NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,539,857,000 | 1,587,456,000 | 1,600,374,000 | 1,678,542,000 |
| Total loans | 1,005,166,000 | 1,039,766,000 | 1,030,220,000 | 1,072,308,000 |
| Allowance for loan losses | 10,219,000 | 10,198,000 | 10,298,000 | 10,138,000 |
| Securities available for sale | 213,561,000 | 239,289,000 | 278,997,000 | 297,086,000 |
| Securities held to maturity | 236,611,000 | 216,272,000 | 188,770,000 | 226,828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,110,940,000 | 1,147,782,000 | 1,175,989,000 | 1,243,571,000 |
| Interest-bearing deposits | 992,709,000 | 1,015,561,000 | 1,015,442,000 | 1,103,794,000 |
| Noninterest-bearing deposits | 118,231,000 | 132,221,000 | 160,547,000 | 139,777,000 |
| Equity capital | 141,367,000 | 144,483,000 | 145,513,000 | 143,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,434,000 | 27,231,000 | 40,706,000 | 54,505,000 |
| Interest expense | 2,547,000 | 5,196,000 | 7,950,000 | 10,811,000 |
| Net interest income | 10,887,000 | 22,035,000 | 32,756,000 | 43,694,000 |
| Noninterest income | 2,271,000 | 5,156,000 | 8,378,000 | 11,234,000 |
| Noninterest expense | 7,088,000 | 14,248,000 | 21,611,000 | 29,022,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,600,000 |
| Pretax income | 6,231,000 | 12,730,000 | 19,072,000 | 24,985,000 |
| Income tax | 1,656,000 | 3,426,000 | 5,126,000 | 6,641,000 |
| Net income | 4,575,000 | 9,304,000 | 13,946,000 | 18,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,261,000 | 138,495,000 | 140,643,000 | 141,249,000 |
| Total capital | 146,580,000 | 148,793,000 | 151,041,000 | 151,487,000 |
| Risk-weighted assets | 899,629,000 | 925,420,000 | 933,465,000 | 974,102,000 |