Call reports 2015
FIRST NATIONAL BANK — 2015
What FIRST NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,424,780,000 | 1,520,068,000 | 1,505,756,000 | 1,530,967,000 |
| Total loans | 939,169,000 | 963,109,000 | 963,351,000 | 988,987,000 |
| Allowance for loan losses | 10,196,000 | 9,908,000 | 9,677,000 | 9,916,000 |
| Securities available for sale | 153,216,000 | 210,632,000 | 212,800,000 | 219,616,000 |
| Securities held to maturity | 262,455,000 | 249,250,000 | 245,322,000 | 240,023,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 967,473,000 | 1,097,287,000 | 1,059,583,000 | 1,044,620,000 |
| Interest-bearing deposits | 865,896,000 | 989,092,000 | 929,824,000 | 912,642,000 |
| Noninterest-bearing deposits | 101,577,000 | 108,195,000 | 129,759,000 | 131,978,000 |
| Equity capital | 134,157,000 | 134,249,000 | 137,355,000 | 137,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 12,463,000 | 25,224,000 | 38,205,000 | 51,409,000 |
| Interest expense | 2,662,000 | 5,160,000 | 7,481,000 | 9,872,000 |
| Net interest income | 9,801,000 | 20,064,000 | 30,724,000 | 41,537,000 |
| Noninterest income | 2,205,000 | 4,850,000 | 7,627,000 | 10,208,000 |
| Noninterest expense | 7,191,000 | 14,027,000 | 21,574,000 | 29,392,000 |
| Provision for loan losses | 500,000 | 900,000 | 1,100,000 | 1,550,000 |
| Pretax income | 5,710,000 | 11,382,000 | 17,073,000 | 22,202,000 |
| Income tax | 1,462,000 | 2,968,000 | 4,399,000 | 5,686,000 |
| Net income | 4,248,000 | 8,414,000 | 12,674,000 | 16,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 129,458,000 | 131,128,000 | 132,892,000 | 134,239,000 |
| Total capital | 139,754,000 | 141,136,000 | 142,669,000 | 144,255,000 |
| Risk-weighted assets | 863,022,000 | 903,087,000 | 914,639,000 | 928,948,000 |