Call reports 2025
MALVERN BANK — 2025
What MALVERN BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 224,520,000 | 224,351,000 | 229,997,000 | 242,016,000 |
| Total loans | 191,494,000 | 193,097,000 | 197,077,000 | 205,820,000 |
| Allowance for loan losses | 1,996,000 | 2,065,000 | 2,146,000 | 2,113,000 |
| Securities available for sale | 345,000 | 245,000 | 245,000 | 0 |
| Securities held to maturity | 186,000 | 124,000 | 124,000 | 124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,033,000 | 202,168,000 | 197,795,000 | 197,792,000 |
| Interest-bearing deposits | 178,133,000 | 180,239,000 | 176,999,000 | 178,611,000 |
| Noninterest-bearing deposits | 24,900,000 | 21,929,000 | 20,796,000 | 19,181,000 |
| Equity capital | 20,561,000 | 20,974,000 | 21,411,000 | 21,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,552,000 | 7,229,000 | 10,883,000 | 14,589,000 |
| Interest expense | 1,527,000 | 3,059,000 | 4,565,000 | 6,072,000 |
| Net interest income | 2,025,000 | 4,170,000 | 6,318,000 | 8,517,000 |
| Noninterest income | 189,000 | 307,000 | 488,000 | 695,000 |
| Noninterest expense | 1,361,000 | 2,764,000 | 4,182,000 | 5,686,000 |
| Provision for loan losses | 65,000 | 140,000 | 215,000 | 280,000 |
| Pretax income | 786,000 | 1,575,000 | 2,391,000 | 3,224,000 |
| Income tax | 24,000 | 46,000 | 69,000 | 131,000 |
| Net income | 762,000 | 1,529,000 | 2,322,000 | 3,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,561,000 | 20,974,000 | 21,411,000 | 21,160,000 |
| Total capital | 22,557,000 | 23,039,000 | 23,557,000 | 23,290,000 |
| Risk-weighted assets | 184,433,000 | 187,034,000 | 193,522,000 | 200,129,000 |