Call reports 2023
MALVERN BANK — 2023
What MALVERN BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 190,822,000 | 197,585,000 | 199,375,000 | 207,528,000 |
| Total loans | 155,646,000 | 161,961,000 | 168,600,000 | 175,010,000 |
| Allowance for loan losses | 1,739,000 | 1,682,000 | 1,715,000 | 1,747,000 |
| Securities available for sale | 348,000 | 348,000 | 346,000 | 346,000 |
| Securities held to maturity | 1,394,000 | 306,000 | 306,000 | 287,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,709,000 | 180,065,000 | 181,403,000 | 182,144,000 |
| Interest-bearing deposits | 147,103,000 | 153,251,000 | 155,402,000 | 153,083,000 |
| Noninterest-bearing deposits | 26,606,000 | 26,814,000 | 26,001,000 | 29,061,000 |
| Equity capital | 16,314,000 | 16,696,000 | 17,063,000 | 18,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,332,000 | 4,886,000 | 7,671,000 | 10,620,000 |
| Interest expense | 768,000 | 1,731,000 | 2,838,000 | 4,084,000 |
| Net interest income | 1,564,000 | 3,155,000 | 4,833,000 | 6,536,000 |
| Noninterest income | 148,000 | 313,000 | 497,000 | 643,000 |
| Noninterest expense | 1,300,000 | 2,635,000 | 3,976,000 | 5,436,000 |
| Provision for loan losses | 30,000 | 60,000 | 180,000 | 230,000 |
| Pretax income | 393,000 | 792,000 | 1,198,000 | 1,558,000 |
| Income tax | 26,000 | 51,000 | 76,000 | 101,000 |
| Net income | 367,000 | 741,000 | 1,122,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,314,000 | 16,696,000 | 17,063,000 | 18,565,000 |
| Total capital | 18,053,000 | 18,378,000 | 18,778,000 | 20,312,000 |
| Risk-weighted assets | 151,897,000 | 157,939,000 | 162,844,000 | 170,983,000 |