Call reports 2022
MALVERN BANK — 2022
What MALVERN BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 177,515,000 | 180,736,000 | 178,816,000 | 184,684,000 |
| Total loans | 147,402,000 | 148,755,000 | 152,442,000 | 157,551,000 |
| Allowance for loan losses | 1,696,000 | 1,712,000 | 1,721,000 | 1,659,000 |
| Securities available for sale | 0 | 253,000 | 355,000 | 354,000 |
| Securities held to maturity | 506,000 | 422,000 | 422,000 | 394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,541,000 | 164,531,000 | 157,253,000 | 164,076,000 |
| Interest-bearing deposits | 137,819,000 | 138,208,000 | 131,033,000 | 133,962,000 |
| Noninterest-bearing deposits | 23,722,000 | 26,323,000 | 26,220,000 | 30,113,000 |
| Equity capital | 15,625,000 | 15,701,000 | 16,029,000 | 16,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,801,000 | 3,686,000 | 5,704,000 | 7,840,000 |
| Interest expense | 227,000 | 458,000 | 716,000 | 1,188,000 |
| Net interest income | 1,574,000 | 3,228,000 | 4,988,000 | 6,652,000 |
| Noninterest income | 190,000 | 383,000 | 560,000 | 713,000 |
| Noninterest expense | 1,179,000 | 2,353,000 | 3,602,000 | 5,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 577,000 | 1,242,000 | 1,931,000 | 2,225,000 |
| Income tax | 16,000 | 41,000 | 67,000 | 94,000 |
| Net income | 561,000 | 1,201,000 | 1,864,000 | 2,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,625,000 | 15,701,000 | 16,029,000 | 16,188,000 |
| Total capital | 17,321,000 | 17,413,000 | 17,750,000 | 17,847,000 |
| Risk-weighted assets | 145,227,000 | 145,404,000 | 151,038,000 | 155,143,000 |