Call reports 2021
MALVERN BANK — 2021
What MALVERN BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 167,690,000 | 170,717,000 | 169,495,000 | 172,990,000 |
| Total loans | 133,416,000 | 135,039,000 | 140,942,000 | 149,384,000 |
| Allowance for loan losses | 1,553,000 | 1,550,000 | 1,630,000 | 1,694,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 847,000 | 534,000 | 534,000 | 506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,600,000 | 155,478,000 | 153,829,000 | 155,125,000 |
| Interest-bearing deposits | 132,958,000 | 132,726,000 | 130,658,000 | 130,315,000 |
| Noninterest-bearing deposits | 19,642,000 | 22,752,000 | 23,170,000 | 24,810,000 |
| Equity capital | 14,630,000 | 14,737,000 | 15,182,000 | 15,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,748,000 | 3,415,000 | 5,153,000 | 7,442,000 |
| Interest expense | 325,000 | 625,000 | 887,000 | 1,133,000 |
| Net interest income | 1,423,000 | 2,790,000 | 4,266,000 | 6,309,000 |
| Noninterest income | 92,000 | 411,000 | 755,000 | 615,000 |
| Noninterest expense | 1,038,000 | 2,042,000 | 3,090,000 | 4,370,000 |
| Provision for loan losses | 70,000 | 210,000 | 310,000 | 370,000 |
| Pretax income | 423,000 | 964,000 | 1,642,000 | 2,215,000 |
| Income tax | 20,000 | 38,000 | 56,000 | 121,000 |
| Net income | 403,000 | 926,000 | 1,586,000 | 2,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,630,000 | 14,737,000 | 15,182,000 | 15,435,000 |
| Total capital | 16,175,000 | 16,286,000 | 16,812,000 | 17,129,000 |
| Risk-weighted assets | 123,604,000 | 128,153,000 | 135,418,000 | 146,091,000 |