Call reports 2020
MALVERN BANK — 2020
What MALVERN BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 149,207,000 | 161,672,000 | 160,921,000 | 167,849,000 |
| Total loans | 127,463,000 | 133,993,000 | 131,654,000 | 135,133,000 |
| Allowance for loan losses | 1,712,000 | 1,489,000 | 1,554,000 | 1,553,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 808,000 | 774,000 | 774,000 | 747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,883,000 | 143,241,000 | 142,373,000 | 150,929,000 |
| Interest-bearing deposits | 115,836,000 | 124,869,000 | 123,859,000 | 129,891,000 |
| Noninterest-bearing deposits | 15,047,000 | 18,372,000 | 18,514,000 | 21,038,000 |
| Equity capital | 13,945,000 | 13,951,000 | 14,026,000 | 14,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,523,000 | 5,291,000 | 7,152,000 |
| Interest expense | 471,000 | 891,000 | 1,293,000 | 1,666,000 |
| Net interest income | 1,285,000 | 2,632,000 | 3,998,000 | 5,486,000 |
| Noninterest income | 94,000 | 189,000 | 287,000 | 386,000 |
| Noninterest expense | 1,041,000 | 2,021,000 | 3,036,000 | 4,093,000 |
| Provision for loan losses | 50,000 | 165,000 | 315,000 | 315,000 |
| Pretax income | 272,000 | 624,000 | 922,000 | 1,459,000 |
| Income tax | 9,000 | 25,000 | 42,000 | 41,000 |
| Net income | 263,000 | 599,000 | 880,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,945,000 | 13,951,000 | 14,026,000 | 14,320,000 |
| Total capital | 15,500,000 | 15,440,000 | 15,527,000 | 15,873,000 |
| Risk-weighted assets | 124,243,000 | 121,904,000 | 120,043,000 | 126,112,000 |