Call reports 2019
MALVERN BANK — 2019
What MALVERN BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 145,039,000 | 147,046,000 | 141,908,000 | 141,082,000 |
| Total loans | 120,972,000 | 122,280,000 | 119,751,000 | 117,924,000 |
| Allowance for loan losses | 1,640,000 | 1,648,000 | 1,799,000 | 1,655,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 950,000 | 834,000 | 834,000 | 808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,046,000 | 132,898,000 | 127,743,000 | 126,915,000 |
| Interest-bearing deposits | 117,303,000 | 119,638,000 | 112,120,000 | 110,255,000 |
| Noninterest-bearing deposits | 13,743,000 | 13,260,000 | 15,623,000 | 16,660,000 |
| Equity capital | 13,632,000 | 13,775,000 | 13,746,000 | 13,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,761,000 | 3,559,000 | 5,408,000 | 7,170,000 |
| Interest expense | 448,000 | 976,000 | 1,521,000 | 2,008,000 |
| Net interest income | 1,313,000 | 2,583,000 | 3,887,000 | 5,162,000 |
| Noninterest income | 121,000 | 214,000 | 318,000 | 420,000 |
| Noninterest expense | 996,000 | 1,979,000 | 2,973,000 | 3,888,000 |
| Provision for loan losses | 0 | 50,000 | 275,000 | 460,000 |
| Pretax income | 438,000 | 806,000 | 1,000,000 | 1,278,000 |
| Income tax | 17,000 | 35,000 | 52,000 | 70,000 |
| Net income | 421,000 | 771,000 | 948,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,632,000 | 13,775,000 | 13,746,000 | 13,762,000 |
| Total capital | 15,114,000 | 15,274,000 | 15,207,000 | 15,204,000 |
| Risk-weighted assets | 118,351,000 | 119,755,000 | 116,605,000 | 115,125,000 |