Call reports 2018
MALVERN BANK — 2018
What MALVERN BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 149,065,000 | 144,558,000 | 142,659,000 | 144,326,000 |
| Total loans | 118,232,000 | 119,590,000 | 120,776,000 | 122,578,000 |
| Allowance for loan losses | 1,641,000 | 1,667,000 | 1,817,000 | 1,739,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 959,000 | 859,000 | 858,000 | 830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,849,000 | 130,970,000 | 128,770,000 | 129,076,000 |
| Interest-bearing deposits | 123,454,000 | 118,941,000 | 115,414,000 | 114,632,000 |
| Noninterest-bearing deposits | 12,395,000 | 12,029,000 | 13,357,000 | 14,444,000 |
| Equity capital | 12,980,000 | 13,213,000 | 13,508,000 | 13,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,626,000 | 3,311,000 | 5,074,000 | 6,832,000 |
| Interest expense | 417,000 | 802,000 | 1,215,000 | 1,670,000 |
| Net interest income | 1,209,000 | 2,509,000 | 3,859,000 | 5,162,000 |
| Noninterest income | 77,000 | 173,000 | 257,000 | 383,000 |
| Noninterest expense | 768,000 | 1,599,000 | 2,498,000 | 3,477,000 |
| Provision for loan losses | 75,000 | 275,000 | 425,000 | 575,000 |
| Pretax income | 443,000 | 808,000 | 1,193,000 | 1,493,000 |
| Income tax | 25,000 | 46,000 | 67,000 | 83,000 |
| Net income | 418,000 | 762,000 | 1,126,000 | 1,410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,980,000 | 13,213,000 | 13,508,000 | 13,589,000 |
| Total capital | 14,445,000 | 14,698,000 | 15,013,000 | 15,113,000 |
| Risk-weighted assets | 116,998,000 | 118,693,000 | 120,155,000 | 121,695,000 |