Call reports 2017
MALVERN BANK — 2017
What MALVERN BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 147,261,000 | 147,251,000 | 145,072,000 | 146,453,000 |
| Total loans | 116,103,000 | 118,201,000 | 117,925,000 | 117,418,000 |
| Allowance for loan losses | 1,396,000 | 1,420,000 | 1,441,000 | 1,597,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 0 |
| Securities held to maturity | 815,000 | 712,000 | 987,000 | 959,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,124,000 | 134,337,000 | 131,993,000 | 133,522,000 |
| Interest-bearing deposits | 120,581,000 | 122,308,000 | 119,934,000 | 120,994,000 |
| Noninterest-bearing deposits | 13,543,000 | 12,029,000 | 12,059,000 | 12,528,000 |
| Equity capital | 12,847,000 | 12,607,000 | 12,609,000 | 12,669,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,467,000 | 3,009,000 | 4,606,000 | 6,217,000 |
| Interest expense | 372,000 | 772,000 | 1,179,000 | 1,538,000 |
| Net interest income | 1,095,000 | 2,237,000 | 3,427,000 | 4,679,000 |
| Noninterest income | 42,000 | 81,000 | 124,000 | 294,000 |
| Noninterest expense | 796,000 | 1,612,000 | 2,499,000 | 3,471,000 |
| Provision for loan losses | 140,000 | 265,000 | 355,000 | 540,000 |
| Pretax income | 201,000 | 441,000 | 697,000 | 962,000 |
| Income tax | 26,000 | 49,000 | 71,000 | 68,000 |
| Net income | 175,000 | 392,000 | 626,000 | 894,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,847,000 | 12,607,000 | 12,609,000 | 12,669,000 |
| Total capital | 14,243,000 | 14,027,000 | 14,050,000 | 14,118,000 |
| Risk-weighted assets | 114,657,000 | 115,838,000 | 115,637,000 | 115,763,000 |