Call reports 2015
MALVERN BANK — 2015
What MALVERN BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,711,000 | 101,189,000 | 113,634,000 | 115,696,000 |
| Total loans | 80,177,000 | 90,768,000 | 101,291,000 | 101,068,000 |
| Allowance for loan losses | 845,000 | 920,000 | 1,216,000 | 1,236,000 |
| Securities available for sale | 1,212,000 | 1,209,000 | 1,210,000 | 1,208,000 |
| Securities held to maturity | 868,000 | 782,000 | 782,000 | 726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,813,000 | 84,138,000 | 98,745,000 | 106,459,000 |
| Interest-bearing deposits | 67,648,000 | 72,861,000 | 86,580,000 | 93,196,000 |
| Noninterest-bearing deposits | 12,165,000 | 11,277,000 | 12,165,000 | 13,263,000 |
| Equity capital | 8,856,000 | 9,025,000 | 9,041,000 | 8,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 877,000 | 1,868,000 | 2,998,000 | 4,232,000 |
| Interest expense | 136,000 | 285,000 | 475,000 | 711,000 |
| Net interest income | 741,000 | 1,583,000 | 2,523,000 | 3,521,000 |
| Noninterest income | 34,000 | 77,000 | 118,000 | 176,000 |
| Noninterest expense | 500,000 | 998,000 | 1,510,000 | 2,465,000 |
| Provision for loan losses | 60,000 | 120,000 | 420,000 | 440,000 |
| Pretax income | 215,000 | 542,000 | 711,000 | 792,000 |
| Income tax | 7,000 | 17,000 | 26,000 | 38,000 |
| Net income | 208,000 | 525,000 | 685,000 | 754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,850,000 | 9,021,000 | 9,041,000 | 8,893,000 |
| Total capital | 9,695,000 | 9,941,000 | 10,214,000 | 10,052,000 |
| Risk-weighted assets | 72,660,000 | 81,428,000 | 93,760,000 | 92,678,000 |