Call reports 2026
SWEET WATER STATE BANK — 2026
What SWEET WATER STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 154,866,000 | 149,999,000 |
| Total loans | 79,809,000 | 78,127,000 |
| Allowance for loan losses | 1,575,000 | 1,496,000 |
| Securities available for sale | 32,002,000 | 32,563,000 |
| Securities held to maturity | 1,322,000 | 1,322,000 |
| Trading assets | 0 | 0 |
| Total deposits | 140,325,000 | 134,762,000 |
| Interest-bearing deposits | 88,272,000 | 89,948,000 |
| Noninterest-bearing deposits | 52,053,000 | 44,814,000 |
| Equity capital | 12,224,000 | 12,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,324,000 | 4,575,000 |
| Interest expense | 477,000 | 939,000 |
| Net interest income | 1,847,000 | 3,636,000 |
| Noninterest income | 238,000 | 455,000 |
| Noninterest expense | 1,345,000 | 2,874,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 740,000 | 1,217,000 |
| Income tax | 0 | 0 |
| Net income | 740,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 14,095,000 | 14,572,000 |