Call reports 2019
SWEET WATER STATE BANK — 2019
What SWEET WATER STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,454,000 | 99,833,000 | 97,892,000 | 99,888,000 |
| Total loans | 68,595,000 | 67,670,000 | 66,625,000 | 65,577,000 |
| Allowance for loan losses | 814,000 | 853,000 | 860,000 | 1,069,000 |
| Securities available for sale | 9,196,000 | 10,961,000 | 12,369,000 | 11,936,000 |
| Securities held to maturity | 3,161,000 | 3,161,000 | 3,160,000 | 2,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,398,000 | 86,699,000 | 84,413,000 | 86,478,000 |
| Interest-bearing deposits | 63,022,000 | 63,983,000 | 62,862,000 | 65,691,000 |
| Noninterest-bearing deposits | 23,376,000 | 22,716,000 | 21,551,000 | 20,787,000 |
| Equity capital | 11,150,000 | 11,111,000 | 11,325,000 | 11,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,646,000 | 4,007,000 | 5,344,000 |
| Interest expense | 164,000 | 341,000 | 527,000 | 701,000 |
| Net interest income | 1,143,000 | 2,305,000 | 3,480,000 | 4,643,000 |
| Noninterest income | 181,000 | 331,000 | 503,000 | 655,000 |
| Noninterest expense | 1,008,000 | 2,008,000 | 3,077,000 | 4,090,000 |
| Provision for loan losses | 25,000 | 120,000 | 195,000 | 400,000 |
| Pretax income | 291,000 | 508,000 | 711,000 | 808,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 508,000 | 711,000 | 808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,273,000 | 11,106,000 | 11,309,000 | 11,407,000 |
| Total capital | 12,087,000 | 11,959,000 | 12,169,000 | 12,374,000 |
| Risk-weighted assets | 73,981,000 | 73,630,000 | 78,995,000 | 77,288,000 |