Call reports 2018
SWEET WATER STATE BANK — 2018
What SWEET WATER STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 95,986,000 | 93,338,000 | 96,302,000 | 101,075,000 |
| Total loans | 71,554,000 | 70,254,000 | 69,709,000 | 69,477,000 |
| Allowance for loan losses | 978,000 | 1,038,000 | 928,000 | 837,000 |
| Securities available for sale | 6,847,000 | 6,511,000 | 6,171,000 | 6,279,000 |
| Securities held to maturity | 3,913,000 | 3,912,000 | 3,811,000 | 3,461,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,062,000 | 80,547,000 | 82,392,000 | 87,511,000 |
| Interest-bearing deposits | 61,666,000 | 61,026,000 | 62,066,000 | 67,763,000 |
| Noninterest-bearing deposits | 21,396,000 | 19,521,000 | 20,326,000 | 19,748,000 |
| Equity capital | 10,667,000 | 10,419,000 | 10,413,000 | 10,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,454,000 | 3,716,000 | 5,007,000 |
| Interest expense | 111,000 | 221,000 | 344,000 | 501,000 |
| Net interest income | 1,093,000 | 2,233,000 | 3,372,000 | 4,506,000 |
| Noninterest income | 196,000 | 395,000 | 552,000 | 726,000 |
| Noninterest expense | 975,000 | 2,035,000 | 3,260,000 | 4,266,000 |
| Provision for loan losses | 92,000 | 142,000 | 167,000 | 217,000 |
| Pretax income | 222,000 | 451,000 | 497,000 | 749,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 222,000 | 451,000 | 497,000 | 749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,899,000 | 10,683,000 | 10,729,000 | 10,981,000 |
| Total capital | 11,877,000 | 11,656,000 | 11,657,000 | 11,818,000 |
| Risk-weighted assets | 79,257,000 | 77,794,000 | 78,873,000 | 75,157,000 |