Call reports 2017
SWEET WATER STATE BANK — 2017
What SWEET WATER STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 97,308,000 | 95,868,000 | 95,810,000 | 98,508,000 |
| Total loans | 71,190,000 | 71,836,000 | 71,019,000 | 71,529,000 |
| Allowance for loan losses | 792,000 | 857,000 | 915,000 | 977,000 |
| Securities available for sale | 8,404,000 | 8,112,000 | 7,720,000 | 7,325,000 |
| Securities held to maturity | 3,915,000 | 3,915,000 | 3,914,000 | 3,913,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,062,000 | 80,827,000 | 81,439,000 | 85,691,000 |
| Interest-bearing deposits | 63,546,000 | 62,962,000 | 61,988,000 | 66,484,000 |
| Noninterest-bearing deposits | 20,516,000 | 17,865,000 | 19,451,000 | 19,207,000 |
| Equity capital | 10,506,000 | 10,229,000 | 10,493,000 | 10,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,449,000 | 3,654,000 | 4,888,000 |
| Interest expense | 101,000 | 195,000 | 296,000 | 401,000 |
| Net interest income | 1,099,000 | 2,254,000 | 3,358,000 | 4,487,000 |
| Noninterest income | 162,000 | 297,000 | 441,000 | 576,000 |
| Noninterest expense | 945,000 | 1,917,000 | 2,823,000 | 3,851,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 266,000 | 509,000 | 776,000 | 937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 266,000 | 509,000 | 776,000 | 937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,607,000 | 10,260,000 | 10,493,000 | 10,688,000 |
| Total capital | 11,399,000 | 11,117,000 | 11,408,000 | 11,660,000 |
| Risk-weighted assets | 77,168,000 | 76,625,000 | 77,546,000 | 77,809,000 |