Call reports 2022
CITIZENS BANK OF FLORIDA — 2022
What CITIZENS BANK OF FLORIDA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 |
|---|---|
| Total assets | 495,584,000 |
| Total loans | 266,506,000 |
| Allowance for loan losses | 3,804,000 |
| Securities available for sale | 101,127,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 453,631,000 |
| Interest-bearing deposits | 302,526,000 |
| Noninterest-bearing deposits | 151,105,000 |
| Equity capital | 37,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 |
|---|---|
| Interest income | 3,553,000 |
| Interest expense | 234,000 |
| Net interest income | 3,319,000 |
| Noninterest income | 192,000 |
| Noninterest expense | 2,238,000 |
| Provision for loan losses | 0 |
| Pretax income | 1,273,000 |
| Income tax | 309,000 |
| Net income | 964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 |
|---|---|
| Tier 1 capital | 42,100,000 |
| Total capital | 45,984,000 |
| Risk-weighted assets | 314,228,000 |