Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 67,597,000 | 67,306,000 | 65,812,000 | 69,870,000 |
| Total loans | 53,116,000 | 51,203,000 | 51,764,000 | 55,041,000 |
| Allowance for loan losses | 492,000 | 492,000 | 492,000 | 500,000 |
| Securities available for sale | 5,365,000 | 5,115,000 | 3,397,000 | 3,392,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,833,000 | 56,871,000 | 54,158,000 | 57,362,000 |
| Interest-bearing deposits | 47,852,000 | 47,293,000 | 45,615,000 | 40,733,000 |
| Noninterest-bearing deposits | 8,981,000 | 9,578,000 | 8,543,000 | 16,629,000 |
| Equity capital | 7,175,000 | 7,338,000 | 7,505,000 | 7,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 926,000 | 1,881,000 | 2,814,000 | 3,777,000 |
| Interest expense | 380,000 | 732,000 | 1,055,000 | 1,381,000 |
| Net interest income | 546,000 | 1,149,000 | 1,759,000 | 2,396,000 |
| Noninterest income | 45,000 | 92,000 | 130,000 | 162,000 |
| Noninterest expense | 297,000 | 596,000 | 893,000 | 1,210,000 |
| Provision for loan losses | 0 | 0 | 0 | 7,000 |
| Pretax income | 294,000 | 645,000 | 996,000 | 1,341,000 |
| Income tax | 72,000 | 159,000 | 245,000 | 331,000 |
| Net income | 222,000 | 486,000 | 751,000 | 1,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,283,000 | 7,423,000 | 7,561,000 | 7,567,000 |