Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 64,650,000 | 66,001,000 | 68,092,000 | 68,730,000 |
| Total loans | 47,584,000 | 49,742,000 | 51,612,000 | 49,550,000 |
| Allowance for loan losses | 489,000 | 489,000 | 489,000 | 493,000 |
| Securities available for sale | 7,232,000 | 6,964,000 | 6,612,000 | 6,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,160,000 | 54,093,000 | 55,571,000 | 58,177,000 |
| Interest-bearing deposits | 44,338,000 | 44,645,000 | 41,199,000 | 49,822,000 |
| Noninterest-bearing deposits | 9,822,000 | 9,448,000 | 14,372,000 | 8,355,000 |
| Equity capital | 6,736,000 | 6,838,000 | 7,049,000 | 7,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 834,000 | 1,703,000 | 2,632,000 | 3,580,000 |
| Interest expense | 333,000 | 686,000 | 1,098,000 | 1,506,000 |
| Net interest income | 501,000 | 1,017,000 | 1,534,000 | 2,074,000 |
| Noninterest income | 45,000 | 95,000 | 143,000 | 184,000 |
| Noninterest expense | 304,000 | 592,000 | 886,000 | 1,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 242,000 | 520,000 | 791,000 | 1,086,000 |
| Income tax | 58,000 | 126,000 | 191,000 | 263,000 |
| Net income | 184,000 | 394,000 | 600,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,942,000 | 7,072,000 | 7,158,000 | 7,157,000 |