Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 59,386,000 | 60,457,000 | 63,636,000 | 64,943,000 |
| Total loans | 42,744,000 | 42,964,000 | 45,726,000 | 46,912,000 |
| Allowance for loan losses | 481,000 | 487,000 | 489,000 | 489,000 |
| Securities available for sale | 7,037,000 | 6,846,000 | 6,777,000 | 7,257,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,073,000 | 50,120,000 | 50,320,000 | 52,277,000 |
| Interest-bearing deposits | 40,340,000 | 41,601,000 | 41,151,000 | 43,668,000 |
| Noninterest-bearing deposits | 8,733,000 | 8,520,000 | 9,169,000 | 8,609,000 |
| Equity capital | 6,490,000 | 6,511,000 | 6,522,000 | 6,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 676,000 | 1,403,000 | 2,167,000 | 2,993,000 |
| Interest expense | 181,000 | 402,000 | 663,000 | 964,000 |
| Net interest income | 495,000 | 1,001,000 | 1,504,000 | 2,029,000 |
| Noninterest income | 56,000 | 105,000 | 153,000 | 197,000 |
| Noninterest expense | 286,000 | 575,000 | 878,000 | 1,191,000 |
| Provision for loan losses | 6,000 | 12,000 | 14,000 | 14,000 |
| Pretax income | 259,000 | 519,000 | 765,000 | 1,021,000 |
| Income tax | 64,000 | 128,000 | 188,000 | 250,000 |
| Net income | 195,000 | 391,000 | 577,000 | 771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,708,000 | 6,779,000 | 6,840,000 | 6,858,000 |
| Total capital | — | — | — | 7,347,000 |
| Risk-weighted assets | — | — | — | 45,098,000 |