Call reports 2022
FIRST STATE BANK — 2022
What FIRST STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 61,005,000 | 61,132,000 | 59,273,000 | 57,843,000 |
| Total loans | 41,465,000 | 40,939,000 | 42,767,000 | 42,197,000 |
| Allowance for loan losses | 418,000 | 424,000 | 469,000 | 475,000 |
| Securities available for sale | 3,320,000 | 5,279,000 | 5,679,000 | 6,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,696,000 | 50,873,000 | 49,159,000 | 48,187,000 |
| Interest-bearing deposits | 40,016,000 | 40,158,000 | 38,554,000 | 39,274,000 |
| Noninterest-bearing deposits | 10,679,000 | 10,715,000 | 10,606,000 | 8,912,000 |
| Equity capital | 6,264,000 | 6,254,000 | 6,230,000 | 6,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 1,025,000 | 1,651,000 | 2,313,000 |
| Interest expense | 64,000 | 137,000 | 208,000 | 327,000 |
| Net interest income | 429,000 | 888,000 | 1,443,000 | 1,986,000 |
| Noninterest income | 67,000 | 136,000 | 201,000 | 273,000 |
| Noninterest expense | 283,000 | 572,000 | 848,000 | 1,128,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 207,000 | 440,000 | 778,000 | 1,107,000 |
| Income tax | 51,000 | 109,000 | 192,000 | 274,000 |
| Net income | 156,000 | 331,000 | 586,000 | 833,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,386,000 | 6,439,000 | 6,565,000 | 6,638,000 |