Call reports 2021
FIRST STATE BANK — 2021
What FIRST STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 57,667,000 | 56,651,000 | 56,211,000 | 59,269,000 |
| Total loans | 41,814,000 | 37,471,000 | 37,919,000 | 39,517,000 |
| Allowance for loan losses | 396,000 | 403,000 | 410,000 | 412,000 |
| Securities available for sale | 2,857,000 | 2,765,000 | 2,418,000 | 3,294,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,062,000 | 45,483,000 | 45,136,000 | 48,065,000 |
| Interest-bearing deposits | 36,380,000 | 36,666,000 | 36,584,000 | 38,741,000 |
| Noninterest-bearing deposits | 9,681,000 | 8,817,000 | 8,552,000 | 9,324,000 |
| Equity capital | 6,523,000 | 6,344,000 | 6,395,000 | 6,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,419,000 | 1,896,000 | 2,387,000 |
| Interest expense | 81,000 | 154,000 | 224,000 | 293,000 |
| Net interest income | 672,000 | 1,265,000 | 1,672,000 | 2,094,000 |
| Noninterest income | 173,000 | 284,000 | 396,000 | 467,000 |
| Noninterest expense | 271,000 | 536,000 | 812,000 | 1,093,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 568,000 | 1,001,000 | 1,238,000 | 1,444,000 |
| Income tax | 146,000 | 254,000 | 312,000 | 363,000 |
| Net income | 422,000 | 747,000 | 926,000 | 1,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,489,000 | 6,322,000 | 6,375,000 | 6,355,000 |