Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 55,546,000 | 57,768,000 | 54,742,000 | 54,326,000 |
| Total loans | 39,137,000 | 41,308,000 | 39,347,000 | 36,577,000 |
| Allowance for loan losses | 442,000 | 379,000 | 383,000 | 390,000 |
| Securities available for sale | 4,221,000 | 3,635,000 | 3,775,000 | 3,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,229,000 | 44,540,000 | 41,747,000 | 43,026,000 |
| Interest-bearing deposits | 37,025,000 | 37,433,000 | 35,154,000 | 36,296,000 |
| Noninterest-bearing deposits | 5,204,000 | 7,107,000 | 6,593,000 | 6,730,000 |
| Equity capital | 6,134,000 | 6,272,000 | 6,168,000 | 6,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 591,000 | 1,227,000 | 1,747,000 | 2,276,000 |
| Interest expense | 149,000 | 283,000 | 399,000 | 501,000 |
| Net interest income | 442,000 | 944,000 | 1,348,000 | 1,775,000 |
| Noninterest income | 67,000 | 188,000 | 399,000 | 642,000 |
| Noninterest expense | 238,000 | 490,000 | 747,000 | 1,080,000 |
| Provision for loan losses | 6,000 | 42,000 | 48,000 | 54,000 |
| Pretax income | 265,000 | 600,000 | 952,000 | 1,283,000 |
| Income tax | 65,000 | 148,000 | 235,000 | 317,000 |
| Net income | 200,000 | 452,000 | 717,000 | 966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,099,000 | 6,225,000 | 6,125,000 | 6,199,000 |