Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 52,735,000 | 52,651,000 | 52,925,000 | 54,855,000 |
| Total loans | 38,116,000 | 37,030,000 | 37,493,000 | 38,650,000 |
| Allowance for loan losses | 411,000 | 422,000 | 429,000 | 435,000 |
| Securities available for sale | 4,764,000 | 4,034,000 | 4,222,000 | 4,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,271,000 | 39,762,000 | 39,510,000 | 41,647,000 |
| Interest-bearing deposits | 34,632,000 | 35,460,000 | 34,768,000 | 36,302,000 |
| Noninterest-bearing deposits | 4,639,000 | 4,302,000 | 4,742,000 | 5,345,000 |
| Equity capital | 5,913,000 | 5,982,000 | 6,042,000 | 6,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 568,000 | 1,187,000 | 1,774,000 | 2,376,000 |
| Interest expense | 139,000 | 330,000 | 485,000 | 639,000 |
| Net interest income | 429,000 | 857,000 | 1,289,000 | 1,737,000 |
| Noninterest income | 58,000 | 112,000 | 174,000 | 232,000 |
| Noninterest expense | 231,000 | 477,000 | 723,000 | 974,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 250,000 | 480,000 | 722,000 | 971,000 |
| Income tax | 61,000 | 118,000 | 177,000 | 239,000 |
| Net income | 189,000 | 362,000 | 545,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,930,000 | 5,978,000 | 6,036,000 | 6,023,000 |
| Total capital | 6,341,000 | 6,400,000 | 6,465,000 | 6,458,000 |
| Risk-weighted assets | 36,302,000 | 36,809,000 | 37,029,000 | 38,012,000 |