Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 48,681,000 | 49,340,000 | 50,367,000 | 51,590,000 |
| Total loans | 36,001,000 | 34,730,000 | 36,005,000 | 36,306,000 |
| Allowance for loan losses | 389,000 | 395,000 | 402,000 | 409,000 |
| Securities available for sale | 5,265,000 | 4,978,000 | 4,964,000 | 4,737,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,402,000 | 38,398,000 | 37,712,000 | 39,853,000 |
| Interest-bearing deposits | 33,186,000 | 33,263,000 | 32,756,000 | 34,977,000 |
| Noninterest-bearing deposits | 4,216,000 | 5,135,000 | 4,956,000 | 4,876,000 |
| Equity capital | 5,716,000 | 5,880,000 | 5,807,000 | 5,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 1,002,000 | 1,536,000 | 2,096,000 |
| Interest expense | 95,000 | 201,000 | 324,000 | 457,000 |
| Net interest income | 400,000 | 801,000 | 1,212,000 | 1,639,000 |
| Noninterest income | 62,000 | 117,000 | 170,000 | 218,000 |
| Noninterest expense | 228,000 | 460,000 | 676,000 | 915,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 226,000 | 444,000 | 686,000 | 916,000 |
| Income tax | 54,000 | 107,000 | 166,000 | 223,000 |
| Net income | 172,000 | 337,000 | 520,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,758,000 | 5,924,000 | 5,856,000 | 5,841,000 |
| Total capital | 6,147,000 | 6,319,000 | 6,258,000 | 6,250,000 |
| Risk-weighted assets | 35,605,000 | 33,466,000 | 34,255,000 | 34,522,000 |