Call reports 2017
FIRST STATE BANK — 2017
What FIRST STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 48,450,000 | 48,375,000 | 47,939,000 | 48,228,000 |
| Total loans | 36,149,000 | 34,761,000 | 35,468,000 | 35,117,000 |
| Allowance for loan losses | 369,000 | 376,000 | 383,000 | 382,000 |
| Securities available for sale | 5,990,000 | 5,177,000 | 5,174,000 | 5,291,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,634,000 | 36,647,000 | 36,195,000 | 37,286,000 |
| Interest-bearing deposits | 32,462,000 | 32,438,000 | 31,559,000 | 32,880,000 |
| Noninterest-bearing deposits | 4,172,000 | 4,209,000 | 4,636,000 | 4,406,000 |
| Equity capital | 5,634,000 | 5,633,000 | 5,773,000 | 5,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 955,000 | 1,440,000 | 1,928,000 |
| Interest expense | 82,000 | 172,000 | 261,000 | 352,000 |
| Net interest income | 386,000 | 783,000 | 1,179,000 | 1,576,000 |
| Noninterest income | 54,000 | 106,000 | 170,000 | 226,000 |
| Noninterest expense | 215,000 | 436,000 | 673,000 | 905,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 216,000 | 438,000 | 655,000 | 870,000 |
| Income tax | 78,000 | 160,000 | 239,000 | 316,000 |
| Net income | 138,000 | 278,000 | 416,000 | 554,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,646,000 | 5,635,000 | 5,775,000 | 5,686,000 |
| Total capital | 6,015,000 | 6,011,000 | 6,158,000 | 6,068,000 |
| Risk-weighted assets | 36,013,000 | 34,329,000 | 34,569,000 | 34,826,000 |