Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 47,477,000 | 46,958,000 | 46,783,000 | 47,536,000 |
| Total loans | 34,192,000 | 33,940,000 | 34,163,000 | 33,965,000 |
| Allowance for loan losses | 343,000 | 349,000 | 356,000 | 363,000 |
| Securities available for sale | 6,223,000 | 5,510,000 | 5,811,000 | 6,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,291,000 | 36,898,000 | 35,549,000 | 37,598,000 |
| Interest-bearing deposits | 33,081,000 | 32,623,000 | 31,375,000 | 32,674,000 |
| Noninterest-bearing deposits | 4,210,000 | 4,275,000 | 4,174,000 | 4,924,000 |
| Equity capital | 5,412,000 | 5,498,000 | 5,635,000 | 5,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 448,000 | 908,000 | 1,355,000 | 1,852,000 |
| Interest expense | 74,000 | 150,000 | 228,000 | 308,000 |
| Net interest income | 374,000 | 758,000 | 1,127,000 | 1,544,000 |
| Noninterest income | 55,000 | 120,000 | 201,000 | 258,000 |
| Noninterest expense | 241,000 | 449,000 | 661,000 | 874,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 182,000 | 417,000 | 649,000 | 904,000 |
| Income tax | 65,000 | 128,000 | 210,000 | 328,000 |
| Net income | 117,000 | 289,000 | 439,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,412,000 | 5,498,000 | 5,621,000 | 5,507,000 |
| Total capital | 5,755,000 | 5,847,000 | 5,977,000 | 5,870,000 |
| Risk-weighted assets | 35,549,000 | 34,604,000 | 34,458,000 | 34,304,000 |