Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 46,985,000 | 45,792,000 | 44,837,000 | 47,587,000 |
| Total loans | 34,695,000 | 34,258,000 | 32,776,000 | 33,635,000 |
| Allowance for loan losses | 323,000 | 330,000 | 336,000 | 343,000 |
| Securities available for sale | 6,274,000 | 5,708,000 | 5,460,000 | 5,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,833,000 | 36,411,000 | 36,830,000 | 39,129,000 |
| Interest-bearing deposits | 34,281,000 | 32,679,000 | 33,012,000 | 34,067,000 |
| Noninterest-bearing deposits | 4,552,000 | 3,732,000 | 3,818,000 | 5,062,000 |
| Equity capital | 5,215,000 | 5,289,000 | 5,384,000 | 5,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 466,000 | 931,000 | 1,398,000 | 1,872,000 |
| Interest expense | 66,000 | 134,000 | 202,000 | 273,000 |
| Net interest income | 400,000 | 797,000 | 1,196,000 | 1,599,000 |
| Noninterest income | 68,000 | 140,000 | 206,000 | 271,000 |
| Noninterest expense | 203,000 | 409,000 | 620,000 | 873,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 259,000 | 516,000 | 764,000 | 973,000 |
| Income tax | 91,000 | 182,000 | 270,000 | 345,000 |
| Net income | 168,000 | 334,000 | 494,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,196,000 | 5,289,000 | 5,384,000 | 5,354,000 |
| Total capital | 5,519,000 | 5,619,000 | 5,720,000 | 5,697,000 |
| Risk-weighted assets | 36,547,000 | 35,028,000 | 33,206,000 | 34,991,000 |