Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,521,000 | 47,142,000 | 46,385,000 | 47,928,000 |
| Total loans | 33,569,000 | 33,417,000 | 33,354,000 | 34,373,000 |
| Allowance for loan losses | 338,000 | 316,000 | 332,000 | 316,000 |
| Securities available for sale | 6,857,000 | 5,837,000 | 5,848,000 | 6,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,765,000 | 39,779,000 | 39,083,000 | 40,579,000 |
| Interest-bearing deposits | 35,742,000 | 35,959,000 | 35,303,000 | 35,138,000 |
| Noninterest-bearing deposits | 4,023,000 | 3,820,000 | 3,780,000 | 5,441,000 |
| Equity capital | 4,969,000 | 5,112,000 | 5,187,000 | 5,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 456,000 | 913,000 | 1,380,000 | 1,844,000 |
| Interest expense | 77,000 | 151,000 | 221,000 | 292,000 |
| Net interest income | 379,000 | 762,000 | 1,159,000 | 1,552,000 |
| Noninterest income | 55,000 | 114,000 | 178,000 | 253,000 |
| Noninterest expense | 203,000 | 420,000 | 638,000 | 854,000 |
| Provision for loan losses | -1,000 | -1,000 | -2,000 | -2,000 |
| Pretax income | 232,000 | 457,000 | 701,000 | 953,000 |
| Income tax | 81,000 | 160,000 | 247,000 | 337,000 |
| Net income | 151,000 | 297,000 | 454,000 | 616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,922,000 | 5,074,000 | 5,161,000 | 5,104,000 |
| Total capital | 5,260,000 | 5,390,000 | 5,493,000 | 5,420,000 |
| Risk-weighted assets | 36,894,000 | 36,861,000 | 36,556,000 | 37,278,000 |