Call reports 2013
FIRST STATE BANK — 2013
What FIRST STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,429,000 | 47,256,000 | 45,340,000 | 46,080,000 |
| Total loans | 29,894,000 | 28,985,000 | 30,471,000 | 31,761,000 |
| Allowance for loan losses | 337,000 | 338,000 | 338,000 | 338,000 |
| Securities available for sale | 9,036,000 | 7,603,000 | 8,105,000 | 7,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,001,000 | 40,088,000 | 37,602,000 | 39,120,000 |
| Interest-bearing deposits | 36,527,000 | 36,379,000 | 34,379,000 | 35,193,000 |
| Noninterest-bearing deposits | 3,474,000 | 3,709,000 | 3,223,000 | 3,927,000 |
| Equity capital | 4,750,000 | 4,810,000 | 4,898,000 | 4,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 424,000 | 852,000 | 1,290,000 | 1,736,000 |
| Interest expense | 97,000 | 190,000 | 278,000 | 357,000 |
| Net interest income | 327,000 | 662,000 | 1,012,000 | 1,379,000 |
| Noninterest income | 91,000 | 180,000 | 240,000 | 315,000 |
| Noninterest expense | 187,000 | 398,000 | 601,000 | 808,000 |
| Provision for loan losses | -1,000 | -1,000 | -2,000 | -3,000 |
| Pretax income | 232,000 | 445,000 | 653,000 | 889,000 |
| Income tax | 79,000 | 152,000 | 224,000 | 307,000 |
| Net income | 153,000 | 293,000 | 429,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,645,000 | 4,739,000 | 4,831,000 | 4,840,000 |
| Total capital | 4,982,000 | 5,077,000 | 5,169,000 | 5,178,000 |
| Risk-weighted assets | 32,653,000 | 33,002,000 | 34,099,000 | 35,217,000 |