Call reports 2012
FIRST STATE BANK — 2012
What FIRST STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 43,992,000 | 48,444,000 | 47,760,000 | 47,689,000 |
| Total loans | 26,720,000 | 28,157,000 | 27,997,000 | 29,289,000 |
| Allowance for loan losses | 332,000 | 332,000 | 333,000 | 333,000 |
| Securities available for sale | 10,384,000 | 9,724,000 | 9,452,000 | 8,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,556,000 | 41,133,000 | 40,395,000 | 40,418,000 |
| Interest-bearing deposits | 33,472,000 | 37,623,000 | 36,449,000 | 36,104,000 |
| Noninterest-bearing deposits | 3,084,000 | 3,510,000 | 3,945,000 | 4,314,000 |
| Equity capital | 4,573,000 | 4,624,000 | 4,821,000 | 4,657,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 438,000 | 877,000 | 1,321,000 | 1,752,000 |
| Interest expense | 127,000 | 248,000 | 363,000 | 470,000 |
| Net interest income | 311,000 | 629,000 | 958,000 | 1,282,000 |
| Noninterest income | 127,000 | 239,000 | 404,000 | 522,000 |
| Noninterest expense | 179,000 | 366,000 | 552,000 | 759,000 |
| Provision for loan losses | 9,000 | 14,000 | 13,000 | 13,000 |
| Pretax income | 250,000 | 488,000 | 797,000 | 1,032,000 |
| Income tax | 85,000 | 166,000 | 274,000 | 354,000 |
| Net income | 165,000 | 322,000 | 523,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,406,000 | 4,468,000 | 4,674,000 | 4,535,000 |
| Total capital | 4,738,000 | 4,800,000 | 5,007,000 | 4,868,000 |
| Risk-weighted assets | 30,315,000 | 31,423,000 | 31,378,000 | 32,287,000 |