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Call reports 2005

FIRST STATE BANK — 2005

What FIRST STATE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/29948686-69b1-4d3e-adff-a788df5c3113/2005

Balance sheet

What the bank holds and owes at quarter end

Measure2005Q12005Q22005Q32005Q4
Total assets25,371,00027,538,00027,807,00029,651,000
Total loans20,048,00020,710,00021,788,00022,664,000
Allowance for loan losses210,000210,000219,000222,000
Securities available for sale3,715,0003,750,0003,804,0004,996,000
Securities held to maturity0000
Trading assets0000
Total deposits21,546,00021,950,00022,544,00023,865,000
Interest-bearing deposits18,431,00020,569,00018,798,00019,446,000
Noninterest-bearing deposits3,115,0001,381,0003,746,0004,419,000
Equity capital2,766,0002,924,0003,014,0003,085,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2005Q12005Q22005Q32005Q4
Interest income142,000525,000931,0001,381,000
Interest expense54,000200,000368,000557,000
Net interest income88,000325,000563,000824,000
Noninterest income10,00040,00067,000100,000
Noninterest expense90,000224,000350,000515,000
Provision for loan losses210,000210,000228,000231,000
Pretax income-202,000-69,00052,000178,000
Income tax0019,00066,000
Net income-202,000-69,00033,000112,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2005Q12005Q22005Q32005Q4
Tier 1 capital2,586,0002,719,0002,820,0002,911,000
Total capital2,796,0002,929,0003,039,0003,133,000
Risk-weighted assets19,633,00020,651,00021,587,00022,773,000

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