Call reports 2025
FIRST STATE BANK AND TRUST COMPANY, INC. — 2025
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 594,335,000 | 607,546,000 | 629,645,000 | 641,982,000 |
| Total loans | 438,843,000 | 443,970,000 | 455,727,000 | 461,744,000 |
| Allowance for loan losses | 5,458,000 | 5,797,000 | 5,997,000 | 6,070,000 |
| Securities available for sale | 117,234,000 | 121,382,000 | 119,727,000 | 123,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 196,000 | 147,000 | 125,000 | 101,000 |
| Total deposits | 519,477,000 | 526,522,000 | 547,036,000 | 556,463,000 |
| Interest-bearing deposits | 437,264,000 | 457,372,000 | 475,328,000 | 466,454,000 |
| Noninterest-bearing deposits | 82,213,000 | 69,150,000 | 71,708,000 | 90,009,000 |
| Equity capital | 60,383,000 | 60,962,000 | 65,330,000 | 69,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 9,266,000 | 18,429,000 | 27,988,000 | 37,683,000 |
| Interest expense | 2,869,000 | 5,888,000 | 9,099,000 | 12,106,000 |
| Net interest income | 6,397,000 | 12,541,000 | 18,889,000 | 25,577,000 |
| Noninterest income | 801,000 | 1,676,000 | 2,667,000 | 3,537,000 |
| Noninterest expense | 3,741,000 | 7,558,000 | 11,383,000 | 15,487,000 |
| Provision for loan losses | 1,100,000 | 2,450,000 | 2,750,000 | 3,050,000 |
| Pretax income | 2,357,000 | 4,209,000 | 7,423,000 | 10,577,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,357,000 | 4,209,000 | 7,423,000 | 10,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,959,000 | 74,269,000 | 75,962,000 | 78,174,000 |