Call reports 2024
FIRST STATE BANK AND TRUST COMPANY, INC. — 2024
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 576,096,000 | 595,176,000 | 619,686,000 | 616,053,000 |
| Total loans | 413,551,000 | 432,260,000 | 449,253,000 | 442,685,000 |
| Allowance for loan losses | 4,840,000 | 4,747,000 | 4,956,000 | 4,812,000 |
| Securities available for sale | 125,659,000 | 124,360,000 | 128,924,000 | 119,455,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 369,000 | 363,000 | 173,000 | 277,000 |
| Total deposits | 482,647,000 | 505,465,000 | 508,745,000 | 524,283,000 |
| Interest-bearing deposits | 405,141,000 | 436,099,000 | 440,275,000 | 448,444,000 |
| Noninterest-bearing deposits | 77,506,000 | 69,366,000 | 68,470,000 | 75,839,000 |
| Equity capital | 59,213,000 | 60,703,000 | 65,556,000 | 63,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,656,000 | 17,583,000 | 27,104,000 | 36,639,000 |
| Interest expense | 2,863,000 | 5,949,000 | 9,527,000 | 12,920,000 |
| Net interest income | 5,793,000 | 11,634,000 | 17,577,000 | 23,719,000 |
| Noninterest income | 540,000 | 1,822,000 | 2,575,000 | 3,598,000 |
| Noninterest expense | 3,674,000 | 7,253,000 | 10,810,000 | 14,490,000 |
| Provision for loan losses | 150,000 | 375,000 | 625,000 | 1,275,000 |
| Pretax income | 2,509,000 | 5,828,000 | 8,717,000 | 11,552,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,509,000 | 5,828,000 | 8,717,000 | 11,552,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,984,000 | 75,202,000 | 76,379,000 | 77,174,000 |