Call reports 2023
FIRST STATE BANK AND TRUST COMPANY, INC. — 2023
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 564,346,000 | 587,108,000 | 587,087,000 | 596,048,000 |
| Total loans | 376,675,000 | 397,966,000 | 418,114,000 | 414,453,000 |
| Allowance for loan losses | 4,744,000 | 4,883,000 | 4,942,000 | 4,753,000 |
| Securities available for sale | 127,819,000 | 125,339,000 | 123,206,000 | 128,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 277,000 | 420,000 | 484,000 | 283,000 |
| Total deposits | 483,197,000 | 489,667,000 | 502,669,000 | 503,995,000 |
| Interest-bearing deposits | 381,728,000 | 399,068,000 | 429,645,000 | 415,627,000 |
| Noninterest-bearing deposits | 101,469,000 | 90,599,000 | 73,024,000 | 88,368,000 |
| Equity capital | 55,340,000 | 54,739,000 | 50,407,000 | 58,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,629,000 | 13,996,000 | 22,142,000 | 30,808,000 |
| Interest expense | 931,000 | 2,973,000 | 5,780,000 | 8,911,000 |
| Net interest income | 5,698,000 | 11,023,000 | 16,362,000 | 21,897,000 |
| Noninterest income | 1,007,000 | 1,645,000 | 2,395,000 | 3,581,000 |
| Noninterest expense | 3,561,000 | 7,016,000 | 10,525,000 | 14,329,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 2,994,000 | 5,352,000 | 7,782,000 | 10,494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,994,000 | 5,352,000 | 7,782,000 | 10,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,625,000 | 69,998,000 | 70,941,000 | 71,166,000 |