Call reports 2022
FIRST STATE BANK AND TRUST COMPANY, INC. — 2022
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 501,827,000 | 511,368,000 | 540,005,000 | 546,799,000 |
| Total loans | 307,222,000 | 349,497,000 | 381,161,000 | 379,670,000 |
| Allowance for loan losses | 3,412,000 | 3,159,000 | 3,182,000 | 3,322,000 |
| Securities available for sale | 137,544,000 | 129,948,000 | 122,271,000 | 127,134,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 32,000 | 147,000 | 440,000 | 407,000 |
| Total deposits | 441,849,000 | 449,536,000 | 463,799,000 | 470,392,000 |
| Interest-bearing deposits | 325,994,000 | 341,880,000 | 357,578,000 | 350,081,000 |
| Noninterest-bearing deposits | 115,855,000 | 107,656,000 | 106,221,000 | 120,311,000 |
| Equity capital | 52,884,000 | 49,895,000 | 45,791,000 | 51,665,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,679,000 | 9,940,000 | 15,743,000 | 21,907,000 |
| Interest expense | 250,000 | 533,000 | 1,138,000 | 2,040,000 |
| Net interest income | 4,429,000 | 9,407,000 | 14,605,000 | 19,867,000 |
| Noninterest income | 733,000 | 1,752,000 | 2,575,000 | 3,299,000 |
| Noninterest expense | 3,113,000 | 6,328,000 | 9,714,000 | 13,131,000 |
| Provision for loan losses | 60,000 | 150,000 | 280,000 | 430,000 |
| Pretax income | 1,989,000 | 4,681,000 | 7,186,000 | 9,605,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,989,000 | 4,681,000 | 7,186,000 | 9,605,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,634,000 | 63,340,000 | 65,858,000 | 68,290,000 |