Call reports 2021
FIRST STATE BANK AND TRUST COMPANY, INC. — 2021
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 459,860,000 | 449,285,000 | 458,572,000 | 495,865,000 |
| Total loans | 265,823,000 | 272,205,000 | 296,016,000 | 291,767,000 |
| Allowance for loan losses | 3,170,000 | 3,223,000 | 3,325,000 | 3,337,000 |
| Securities available for sale | 122,298,000 | 127,395,000 | 129,278,000 | 133,293,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 516,000 | 566,000 | 525,000 | 419,000 |
| Total deposits | 399,020,000 | 385,368,000 | 388,575,000 | 428,422,000 |
| Interest-bearing deposits | 294,828,000 | 288,306,000 | 291,637,000 | 306,458,000 |
| Noninterest-bearing deposits | 104,192,000 | 97,062,000 | 96,938,000 | 121,964,000 |
| Equity capital | 52,756,000 | 55,630,000 | 57,088,000 | 59,084,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,058,000 | 8,476,000 | 13,504,000 | 18,302,000 |
| Interest expense | 336,000 | 615,000 | 872,000 | 1,119,000 |
| Net interest income | 3,722,000 | 7,861,000 | 12,632,000 | 17,183,000 |
| Noninterest income | 1,028,000 | 1,833,000 | 2,637,000 | 3,431,000 |
| Noninterest expense | 3,002,000 | 6,099,000 | 9,275,000 | 12,614,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,688,000 | 3,474,000 | 5,813,000 | 7,759,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,688,000 | 3,474,000 | 5,813,000 | 7,759,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,157,000 | 53,901,000 | 56,285,000 | 58,321,000 |