Call reports 2020
FIRST STATE BANK AND TRUST COMPANY, INC. — 2020
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 375,503,000 | 425,085,000 | 424,500,000 | 441,425,000 |
| Total loans | 258,713,000 | 289,334,000 | 299,908,000 | 265,781,000 |
| Allowance for loan losses | 3,358,000 | 3,271,000 | 3,206,000 | 3,291,000 |
| Securities available for sale | 77,239,000 | 82,352,000 | 80,170,000 | 87,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 931,000 | 970,000 | 933,000 | 838,000 |
| Total deposits | 317,171,000 | 350,448,000 | 348,929,000 | 380,393,000 |
| Interest-bearing deposits | 251,579,000 | 279,497,000 | 278,068,000 | 289,937,000 |
| Noninterest-bearing deposits | 65,592,000 | 70,951,000 | 70,861,000 | 90,456,000 |
| Equity capital | 49,990,000 | 50,921,000 | 51,694,000 | 52,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,142,000 | 8,366,000 | 12,941,000 | 17,618,000 |
| Interest expense | 630,000 | 1,154,000 | 1,623,000 | 2,019,000 |
| Net interest income | 3,512,000 | 7,212,000 | 11,318,000 | 15,599,000 |
| Noninterest income | 943,000 | 1,585,000 | 2,216,000 | 3,126,000 |
| Noninterest expense | 2,798,000 | 5,646,000 | 8,466,000 | 11,405,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,657,000 | 3,151,000 | 5,068,000 | 7,170,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,657,000 | 3,151,000 | 5,068,000 | 7,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,739,000 | 48,447,000 | 49,316,000 | 50,191,000 |