Call reports 2018
FIRST STATE BANK AND TRUST COMPANY, INC. — 2018
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 348,853,000 | 352,570,000 | 367,414,000 | 376,995,000 |
| Total loans | 241,739,000 | 256,498,000 | 272,339,000 | 250,983,000 |
| Allowance for loan losses | 3,618,000 | 3,691,000 | 3,651,000 | 3,645,000 |
| Securities available for sale | 69,938,000 | 67,192,000 | 63,963,000 | 65,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 135,000 | 211,000 | 292,000 | 64,000 |
| Total deposits | 300,131,000 | 296,905,000 | 293,030,000 | 325,377,000 |
| Interest-bearing deposits | 236,636,000 | 239,876,000 | 238,545,000 | 283,688,000 |
| Noninterest-bearing deposits | 63,495,000 | 57,029,000 | 54,485,000 | 41,689,000 |
| Equity capital | 42,075,000 | 42,232,000 | 42,577,000 | 44,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,730,000 | 7,583,000 | 11,677,000 | 15,778,000 |
| Interest expense | 325,000 | 696,000 | 1,263,000 | 1,853,000 |
| Net interest income | 3,405,000 | 6,887,000 | 10,414,000 | 13,925,000 |
| Noninterest income | 663,000 | 1,330,000 | 2,002,000 | 3,295,000 |
| Noninterest expense | 2,718,000 | 5,501,000 | 8,364,000 | 11,309,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 250,000 |
| Pretax income | 1,275,000 | 2,569,000 | 3,824,000 | 5,637,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,275,000 | 2,569,000 | 3,824,000 | 5,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,751,000 | 43,160,000 | 44,064,000 | 45,634,000 |
| Total capital | 46,098,000 | 46,585,000 | 47,669,000 | 49,162,000 |
| Risk-weighted assets | 266,544,000 | 272,698,000 | 287,648,000 | 281,643,000 |