Call reports 2016
FIRST STATE BANK AND TRUST COMPANY, INC. — 2016
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 343,025,000 | 339,999,000 | 331,620,000 | 346,658,000 |
| Total loans | 229,598,000 | 242,872,000 | 253,234,000 | 232,363,000 |
| Allowance for loan losses | 3,478,000 | 3,573,000 | 3,594,000 | 3,596,000 |
| Securities available for sale | 62,016,000 | 58,364,000 | 51,241,000 | 59,681,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,442,000 | 288,633,000 | 275,029,000 | 298,607,000 |
| Interest-bearing deposits | 231,069,000 | 229,763,000 | 218,079,000 | 231,421,000 |
| Noninterest-bearing deposits | 61,373,000 | 58,870,000 | 56,950,000 | 67,186,000 |
| Equity capital | 41,726,000 | 42,212,000 | 42,369,000 | 41,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,577,000 | 7,218,000 | 10,991,000 | 14,630,000 |
| Interest expense | 293,000 | 588,000 | 885,000 | 1,170,000 |
| Net interest income | 3,284,000 | 6,630,000 | 10,106,000 | 13,460,000 |
| Noninterest income | 929,000 | 1,640,000 | 2,380,000 | 3,045,000 |
| Noninterest expense | 2,774,000 | 5,593,000 | 8,316,000 | 11,096,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,356,000 | 2,519,000 | 3,937,000 | 5,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,356,000 | 2,519,000 | 3,937,000 | 5,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,803,000 | 40,833,000 | 41,202,000 | 41,741,000 |
| Total capital | 43,961,000 | 44,069,000 | 44,617,000 | 44,883,000 |
| Risk-weighted assets | 252,215,000 | 258,515,000 | 272,887,000 | 250,418,000 |