Call reports 2015
FIRST STATE BANK AND TRUST COMPANY, INC. — 2015
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 339,613,000 | 340,229,000 | 350,440,000 | 351,704,000 |
| Total loans | 228,565,000 | 241,298,000 | 251,286,000 | 237,124,000 |
| Allowance for loan losses | 3,710,000 | 3,533,000 | 3,575,000 | 3,509,000 |
| Securities available for sale | 71,515,000 | 70,072,000 | 70,736,000 | 66,683,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,113,000 | 285,398,000 | 273,406,000 | 301,932,000 |
| Interest-bearing deposits | 229,953,000 | 227,831,000 | 219,332,000 | 234,698,000 |
| Noninterest-bearing deposits | 58,160,000 | 57,567,000 | 54,074,000 | 67,234,000 |
| Equity capital | 40,784,000 | 38,810,000 | 40,972,000 | 41,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,531,000 | 7,165,000 | 10,973,000 | 14,717,000 |
| Interest expense | 283,000 | 572,000 | 877,000 | 1,173,000 |
| Net interest income | 3,248,000 | 6,593,000 | 10,096,000 | 13,544,000 |
| Noninterest income | 676,000 | 1,350,000 | 2,064,000 | 2,710,000 |
| Noninterest expense | 2,729,000 | 5,493,000 | 8,189,000 | 11,079,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 225,000 |
| Pretax income | 1,100,000 | 2,280,000 | 3,726,000 | 4,937,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,100,000 | 2,280,000 | 3,726,000 | 4,937,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,510,000 | 39,739,000 | 40,710,000 | 41,146,000 |
| Total capital | 43,590,000 | 42,948,000 | 44,129,000 | 44,386,000 |
| Risk-weighted assets | 245,830,000 | 256,365,000 | 273,361,000 | 258,969,000 |