Call reports 2014
FIRST STATE BANK AND TRUST COMPANY, INC. — 2014
What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 328,765,000 | 343,147,000 | 359,241,000 | 353,229,000 |
| Total loans | 209,857,000 | 226,292,000 | 239,415,000 | 224,892,000 |
| Allowance for loan losses | 3,776,000 | 3,722,000 | 3,706,000 | 3,714,000 |
| Securities available for sale | 85,843,000 | 89,256,000 | 88,926,000 | 88,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,608,000 | 281,420,000 | 276,964,000 | 303,426,000 |
| Interest-bearing deposits | 220,765,000 | 220,687,000 | 221,177,000 | 230,216,000 |
| Noninterest-bearing deposits | 69,843,000 | 60,733,000 | 55,787,000 | 73,210,000 |
| Equity capital | 34,567,000 | 35,808,000 | 36,883,000 | 39,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,466,000 | 7,055,000 | 10,860,000 | 14,612,000 |
| Interest expense | 237,000 | 491,000 | 776,000 | 1,071,000 |
| Net interest income | 3,229,000 | 6,564,000 | 10,084,000 | 13,541,000 |
| Noninterest income | 623,000 | 1,214,000 | 1,852,000 | 2,508,000 |
| Noninterest expense | 2,675,000 | 5,387,000 | 8,085,000 | 10,888,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,102,000 | 2,249,000 | 3,629,000 | 4,869,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,102,000 | 2,249,000 | 3,629,000 | 4,869,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,509,000 | 38,112,000 | 38,925,000 | 39,934,000 |
| Total capital | 41,447,000 | 41,216,000 | 42,187,000 | 43,036,000 |
| Risk-weighted assets | 234,191,000 | 247,675,000 | 260,507,000 | 247,544,000 |