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Call reports 2006

FIRST STATE BANK AND TRUST COMPANY, INC. — 2006

What FIRST STATE BANK AND TRUST COMPANY, INC. reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/2983bb22-a6cf-4b84-982b-4b77a6fa8640/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets304,183,000304,289,000297,087,000323,780,000
Total loans222,345,000229,953,000232,570,000219,065,000
Allowance for loan losses3,053,0003,093,0002,950,0002,685,000
Securities available for sale33,180,00032,319,00033,226,00039,052,000
Securities held to maturity0000
Trading assets0000
Total deposits262,612,000263,791,000259,111,000285,679,000
Interest-bearing deposits219,193,000217,335,000214,524,000233,012,000
Noninterest-bearing deposits43,419,00046,456,00044,587,00052,667,000
Equity capital33,749,00032,765,00031,270,00031,482,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income4,569,0009,415,00014,413,00019,587,000
Interest expense1,588,0003,304,0005,171,0007,219,000
Net interest income2,981,0006,111,0009,242,00012,368,000
Noninterest income499,0001,001,0001,429,0001,978,000
Noninterest expense2,249,0004,502,0006,745,0009,452,000
Provision for loan losses255,000510,000765,000765,000
Pretax income976,0002,100,0003,161,0004,129,000
Income tax333,000666,0001,006,0001,253,000
Net income643,0001,434,0002,155,0002,876,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital33,947,00032,978,00031,276,00031,497,000
Total capital37,000,00036,071,00034,226,00034,132,000
Risk-weighted assets246,022,000249,366,000250,123,000257,023,000

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