Call reports 2022
BANK OF CARBONDALE, THE — 2022
What BANK OF CARBONDALE, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 284,162,000 | 268,874,000 |
| Total loans | 123,459,000 | 119,568,000 |
| Allowance for loan losses | 850,000 | 0 |
| Securities available for sale | 44,715,000 | 7,237,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 242,499,000 | 240,405,000 |
| Interest-bearing deposits | 201,723,000 | 191,905,000 |
| Noninterest-bearing deposits | 40,776,000 | 48,500,000 |
| Equity capital | 36,013,000 | 26,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 1,422,000 | 3,030,000 |
| Interest expense | 130,000 | 253,000 |
| Net interest income | 1,292,000 | 2,777,000 |
| Noninterest income | 281,000 | 580,000 |
| Noninterest expense | 1,128,000 | 2,723,000 |
| Provision for loan losses | -311,000 | -311,000 |
| Pretax income | 756,000 | 945,000 |
| Income tax | 117,000 | 252,000 |
| Net income | 639,000 | 693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 36,514,000 | 17,172,000 |
| Total capital | — | 17,210,000 |
| Risk-weighted assets | — | 137,390,000 |