Call reports 2007
BANK OF CARBONDALE, THE — 2007
What BANK OF CARBONDALE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 142,692,000 | 149,981,000 | 150,987,000 | 157,056,000 |
| Total loans | 108,381,000 | 113,896,000 | 114,300,000 | 114,414,000 |
| Allowance for loan losses | 2,135,000 | 2,240,000 | 2,257,000 | 2,377,000 |
| Securities available for sale | 21,827,000 | 25,827,000 | 27,938,000 | 25,287,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,745,000 | 130,922,000 | 131,657,000 | 136,825,000 |
| Interest-bearing deposits | 107,842,000 | 115,097,000 | 115,337,000 | 117,313,000 |
| Noninterest-bearing deposits | 15,903,000 | 15,825,000 | 16,320,000 | 19,512,000 |
| Equity capital | 14,177,000 | 14,472,000 | 14,962,000 | 15,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,220,000 | 4,582,000 | 7,068,000 | 9,516,000 |
| Interest expense | 914,000 | 1,914,000 | 2,972,000 | 4,010,000 |
| Net interest income | 1,306,000 | 2,668,000 | 4,096,000 | 5,506,000 |
| Noninterest income | 232,000 | 475,000 | 710,000 | 967,000 |
| Noninterest expense | 821,000 | 1,713,000 | 2,587,000 | 3,500,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 480,000 |
| Pretax income | 597,000 | 1,187,000 | 1,856,000 | 2,490,000 |
| Income tax | 226,000 | 449,000 | 703,000 | 867,000 |
| Net income | 371,000 | 738,000 | 1,153,000 | 1,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,233,000 | 14,600,000 | 14,978,000 | 15,410,000 |
| Total capital | 15,581,000 | 16,015,000 | 16,387,000 | 16,834,000 |
| Risk-weighted assets | 111,972,000 | 117,478,000 | 117,108,000 | 118,851,000 |
Machine access — free, no API key
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