Call reports 2025
IOWA STATE BANK — 2025
What IOWA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 457,992,000 | 465,181,000 | 472,021,000 | 467,700,000 |
| Total loans | 291,012,000 | 300,488,000 | 305,680,000 | 301,082,000 |
| Allowance for loan losses | 3,912,000 | 4,045,000 | 4,049,000 | 4,050,000 |
| Securities available for sale | 129,321,000 | 126,792,000 | 126,825,000 | 125,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,833,000 | 339,623,000 | 351,234,000 | 374,056,000 |
| Interest-bearing deposits | 292,193,000 | 286,691,000 | 300,648,000 | 322,397,000 |
| Noninterest-bearing deposits | 56,640,000 | 52,932,000 | 50,586,000 | 51,659,000 |
| Equity capital | 36,848,000 | 37,671,000 | 40,563,000 | 42,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,652,000 | 11,561,000 | 17,534,000 | 23,470,000 |
| Interest expense | 2,520,000 | 5,115,000 | 7,762,000 | 10,216,000 |
| Net interest income | 3,132,000 | 6,446,000 | 9,772,000 | 13,254,000 |
| Noninterest income | 380,000 | 795,000 | 1,226,000 | 1,731,000 |
| Noninterest expense | 2,550,000 | 4,908,000 | 7,200,000 | 10,105,000 |
| Provision for loan losses | -34,000 | 95,000 | 97,000 | 97,000 |
| Pretax income | 831,000 | 2,087,000 | 3,487,000 | 4,590,000 |
| Income tax | 130,000 | 367,000 | 639,000 | 838,000 |
| Net income | 701,000 | 1,720,000 | 2,848,000 | 3,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,409,000 | 51,878,000 | 52,431,000 | 52,784,000 |
| Total capital | 55,394,000 | 55,996,000 | 56,553,000 | 56,906,000 |
| Risk-weighted assets | 326,961,000 | 333,847,000 | 339,906,000 | 335,638,000 |