Call reports 2024
IOWA STATE BANK — 2024
What IOWA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 467,067,000 | 473,099,000 | 482,347,000 | 467,480,000 |
| Total loans | 283,991,000 | 291,076,000 | 295,347,000 | 288,375,000 |
| Allowance for loan losses | 3,980,000 | 3,985,000 | 3,969,000 | 3,943,000 |
| Securities available for sale | 146,491,000 | 142,583,000 | 145,685,000 | 137,061,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,097,000 | 335,148,000 | 346,644,000 | 355,490,000 |
| Interest-bearing deposits | 283,161,000 | 276,426,000 | 285,293,000 | 291,678,000 |
| Noninterest-bearing deposits | 62,936,000 | 58,722,000 | 61,351,000 | 63,812,000 |
| Equity capital | 33,614,000 | 34,184,000 | 39,167,000 | 35,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,515,000 | 11,390,000 | 17,354,000 | 23,225,000 |
| Interest expense | 2,802,000 | 5,863,000 | 9,015,000 | 11,856,000 |
| Net interest income | 2,713,000 | 5,527,000 | 8,339,000 | 11,369,000 |
| Noninterest income | 380,000 | 871,000 | 1,295,000 | 1,755,000 |
| Noninterest expense | 2,459,000 | 4,746,000 | 7,083,000 | 9,604,000 |
| Provision for loan losses | 2,000 | 2,000 | -13,000 | -36,000 |
| Pretax income | 637,000 | 1,602,000 | 2,527,000 | 3,517,000 |
| Income tax | 74,000 | 240,000 | 396,000 | 567,000 |
| Net income | 563,000 | 1,362,000 | 2,131,000 | 2,950,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,980,000 | 50,499,000 | 50,830,000 | 51,228,000 |
| Total capital | 53,960,000 | 54,483,000 | 54,816,000 | 55,208,000 |
| Risk-weighted assets | 322,670,000 | 329,042,000 | 333,611,000 | 328,653,000 |