Call reports 2022
IOWA STATE BANK — 2022
What IOWA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 432,332,000 | 422,829,000 | 420,491,000 | 427,593,000 |
| Total loans | 229,644,000 | 230,893,000 | 237,246,000 | 239,103,000 |
| Allowance for loan losses | 3,627,000 | 3,656,000 | 3,726,000 | 3,851,000 |
| Securities available for sale | 171,644,000 | 160,573,000 | 148,320,000 | 149,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,526,000 | 363,709,000 | 350,674,000 | 344,913,000 |
| Interest-bearing deposits | 292,312,000 | 282,931,000 | 274,903,000 | 262,386,000 |
| Noninterest-bearing deposits | 83,214,000 | 80,778,000 | 75,771,000 | 82,527,000 |
| Equity capital | 38,908,000 | 32,117,000 | 26,977,000 | 28,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,210,000 | 6,635,000 | 10,519,000 | 14,581,000 |
| Interest expense | 162,000 | 339,000 | 734,000 | 1,317,000 |
| Net interest income | 3,048,000 | 6,296,000 | 9,785,000 | 13,264,000 |
| Noninterest income | 392,000 | 866,000 | 1,260,000 | 1,530,000 |
| Noninterest expense | 1,731,000 | 3,778,000 | 5,764,000 | 8,337,000 |
| Provision for loan losses | 0 | 0 | 97,000 | 97,000 |
| Pretax income | 1,675,000 | 3,312,000 | 5,115,000 | 6,314,000 |
| Income tax | 358,000 | 700,000 | 1,080,000 | 1,335,000 |
| Net income | 1,317,000 | 2,612,000 | 4,035,000 | 4,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,297,000 | 45,341,000 | 46,515,000 | 47,075,000 |
| Total capital | 47,506,000 | 48,685,000 | 49,975,000 | 50,594,000 |
| Risk-weighted assets | 256,359,000 | 267,280,000 | 276,574,000 | 281,232,000 |