Call reports 2021
IOWA STATE BANK — 2021
What IOWA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 389,303,000 | 400,989,000 | 400,017,000 | 419,382,000 |
| Total loans | 245,659,000 | 224,732,000 | 235,985,000 | 234,703,000 |
| Allowance for loan losses | 3,878,000 | 3,521,000 | 3,579,000 | 3,618,000 |
| Securities available for sale | 89,071,000 | 96,383,000 | 112,533,000 | 137,705,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,526,000 | 327,661,000 | 327,515,000 | 350,374,000 |
| Interest-bearing deposits | 251,063,000 | 260,133,000 | 261,140,000 | 271,087,000 |
| Noninterest-bearing deposits | 71,463,000 | 67,528,000 | 66,375,000 | 79,287,000 |
| Equity capital | 45,161,000 | 46,387,000 | 46,906,000 | 46,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,116,000 | 7,872,000 | 11,357,000 | 14,607,000 |
| Interest expense | 238,000 | 443,000 | 631,000 | 810,000 |
| Net interest income | 2,878,000 | 7,429,000 | 10,726,000 | 13,797,000 |
| Noninterest income | 415,000 | 766,000 | 1,134,000 | 1,548,000 |
| Noninterest expense | 2,043,000 | 4,340,000 | 6,135,000 | 8,426,000 |
| Provision for loan losses | 0 | 835,000 | 892,000 | 929,000 |
| Pretax income | 1,311,000 | 3,077,000 | 4,921,000 | 6,111,000 |
| Income tax | 283,000 | 678,000 | 1,090,000 | 1,353,000 |
| Net income | 1,028,000 | 2,399,000 | 3,831,000 | 4,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,779,000 | 41,661,000 | 42,632,000 | 43,230,000 |
| Total capital | 43,719,000 | 44,487,000 | 45,710,000 | 46,381,000 |
| Risk-weighted assets | 234,267,000 | 225,395,000 | 245,812,000 | 251,623,000 |